Invoice Factoring Benefits

A steady and predictable cash flow
is crucial to the success and profitability
of every business. All too often a business
will find the majority of their working capital
tied up in accounts receivable. Listed
are just some of the ways your company can
benefit from factoring with us:

Immediate Cash
We offer funding on your qualified accounts receivable in 12 hours or less.

No Debt Incurred
Accounts Receivable Factoring is not a loan,
therefore no debt is incurred. It is
your money being advanced to you before your
customer pays the invoice.
This keeps your balance sheet looking
good making it easier for you to obtain
other types of financing.

Working Capital
Accounts Receivable Factoring is the
only financing mechanism directly linked to
your company's sales.
As sales increase more money becomes immediately available to you.
This allows you to meet increasing
demand for your products and/or services.

Credit Management and Consulting
Our extensive credit and accounts receivable management assistance is available at no charge and is often less costly than maintaining your own in-house credit department. We serve as your credit department, accounts receivable department, and collection department.

Builds Credit
Accounts Receivable Factoring protects and improves credit ratings by providing your business with the adequate cash flow to pay vendors promptly and even take advantage of trade discounts.

Invoice Processing
We handle all the work associated with processing your invoices including mailing them and paying for the postage, posting invoices to a computer, depositing checks, entering payments and producing regular reports.

Cash "as needed" from us means non-stop opportunity and growth for your business.

Other benefits include:
• Cash stability
• Simple to start and use
• Increased sales and profit potential
• Added purchasing power for supplies and equipment
• Ending payroll and tax payment worries
• Better ability to take trade discounts
• New financial and technical resources
• You keep control

Imagine flexbility that no one else offers

Unlike the others, you choose what works best for you; you sign no long-term contracts; you pay no fees when your account is inactive. You set up your contract to meet your cash flow needs, not ours. You can choose between using our most advanced technology or using the old-fashioned systems ­- we maintain both for you. Unlike the others, our objective is not to force you to conform to us, but to get you the cash you need in the quickest and most efficient manner.

We offer cash advance rates of up to 97% -- exceeding industry norms by 20%. The typical maximum in the factoring industry is 70-80%. We can offer these great rates because of our unique and flexible combination of bank and private financing.

Our same day funding policy gets cash out to you within 12-24 hours. You have the cash when you need it, which will help keep your business moving.

Factoring with us includes complete credit management services. We fully research new clients and, equally important, routinely check the credit ratings of your existing customers. As a part of the process you will also receive accounting, transactional details, aging reports and financial management reports which can be incorporated into your own sales tracking, account history and in-depth analysis.

Our experienced account managers are seasoned professionals, each with an average of 11 years in the industry (well above the industry norm of 2 years). And unlike the others, you have one dedicated person and his or her assistant who handle your account. You don¹t have to start over with a new person each time you call. Our personalized service sets us apart from other factoring companies -- we always go the extra mile to make sure your financial needs are met.